Charles Schwab Bank in Wisconsin vs the state
5.1%Denial rate-8.88 pts vs state
5.1%Decision denial rate-11.23 pts vs state
89.7%Origination rate+21.59 pts vs state
5.75%Median rate-0.88 pts vs state
-0.08Rate spread (pts)-0.20 pts vs state
$320kMedian applicant income
35Loans originated
2Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 18 | 5.3% | 6.19% | #405 |
| 2024 | 34 | 30 | 8.8% | 6.16% | #363 |
| 2025 | 39 | 35 | 5.1% | 5.75% | #363 |
What Charles Schwab Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Charles Schwab Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Waukesha County | 7 | 6 | 0 | 0.0% |
| Dane County | 5 | 5 | 0 | 0.0% |
| Milwaukee County | 4 | 3 | 1 | 25.0% |
| Walworth County | 3 | 3 | 0 | 0.0% |
| Brown County | 2 | 2 | 0 | 0.0% |
| La Crosse County | 2 | 1 | 0 | 0.0% |
| Green Lake County | 1 | 1 | 0 | 0.0% |
| Racine County | 1 | 1 | 0 | 0.0% |
| Iowa County | 1 | 0 | 1 | 100.0% |
| Rock County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 39 applications in 2025, of which 35 were originated and 2 denied.
5.1% of all applications, or 5.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Charles Schwab Bank originated in Wisconsin in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are Charles Schwab Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology