Champions Funding in West Virginia vs the state
18.9%Denial rate-2.27 pts vs state
22.6%Decision denial rate-4.08 pts vs state
64.9%Origination rate+10.07 pts vs state
8.13%Median rate+1.50 pts vs state
—Rate spread (pts)
—Median applicant income
24Loans originated
7Denied
What Champions Funding lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Champions Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wood County | 12 | 12 | 0 | 0.0% |
| Kanawha County | 8 | 4 | 2 | 25.0% |
| Jefferson County | 3 | 0 | 1 | 33.3% |
| Berkeley County | 3 | 2 | 0 | 0.0% |
| Preston County | 2 | 2 | 0 | 0.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
| Hardy County | 1 | 0 | 1 | 100.0% |
| Hampshire County | 1 | 1 | 0 | 0.0% |
| Mercer County | 1 | 0 | 1 | 100.0% |
| Marshall County | 1 | 0 | 1 | 100.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 37 applications in 2025, of which 24 were originated and 7 denied.
18.9% of all applications, or 22.6% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Champions Funding originated in West Virginia in 2025 was 8.13%, against a statewide median of 6.62%.
About this data. Figures are Champions Funding's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology