Bpl Mortgage Trust · Wisconsin · 2025

Bpl Mortgage Trust in Wisconsin: approval rate, denial rate and rates (2025)

Bpl Mortgage Trust took 137 mortgage applications in Wisconsin in 2025, ranking #219 of 938 lenders active in the state. It originated 71.5% of them and denied 13.9% (15.1% of the applications it decided), against a statewide denial rate of 14.0%.

137Applicationsin WI
15.1%Decision denial ratestate 16.4%
7.50%Median ratestate 6.63%
$105,000Median loanstate $165,000
$12MVolume14 counties

Bpl Mortgage Trust in Wisconsin vs the state

13.9%Denial rate-0.14 pts vs state
15.1%Decision denial rate-1.28 pts vs state
71.5%Origination rate+3.38 pts vs state
7.50%Median rate+0.88 pts vs state
Rate spread (pts)
Median applicant income
98Loans originated
19Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202326147.7%8.33%#367
202467416.0%7.88%#288
20251379813.9%7.50%#219

What Bpl Mortgage Trust lends in Wisconsin

By loan purpose

Home purchase 57 42% · 5.3% denied
Refinance 21 15% · 9.5% denied
Cash-out refinance 59 43% · 23.7% denied

By loan type

Conventional 137 100% · 13.9% denied

Why it denied Wisconsin applicants

Other 9 47%
Collateral 4 21%
Incomplete application 3 16%
Unverifiable information 2 11%
Credit history 1 5%

Where in Wisconsin

Counties with the most Bpl Mortgage Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 1088013 12.0%
Waukesha County 760 0.0%
Racine County 513 60.0%
Marinette County 430 0.0%
Walworth County 220 0.0%
Rock County 201 50.0%
Lincoln County 220 0.0%
Douglas County 110 0.0%
Sauk County 101 100.0%
Dane County 100 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 137 applications in 2025, of which 98 were originated and 19 denied.

13.9% of all applications, or 15.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Bpl Mortgage Trust originated in Wisconsin in 2025 was 7.50%, against a statewide median of 6.63%.

About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology