Bpl Mortgage Trust in West Virginia vs the state
13.5%Denial rate-7.68 pts vs state
14.3%Decision denial rate-12.37 pts vs state
67.6%Origination rate+12.78 pts vs state
7.74%Median rate+1.12 pts vs state
—Rate spread (pts)
—Median applicant income
25Loans originated
5Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 8 | 0.0% | 8.25% | #243 |
| 2024 | 24 | 20 | 0.0% | 7.94% | #183 |
| 2025 | 37 | 25 | 13.5% | 7.74% | #156 |
What Bpl Mortgage Trust lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monongalia County | 7 | 6 | 0 | 0.0% |
| Kanawha County | 7 | 4 | 2 | 28.6% |
| Ohio County | 5 | 5 | 0 | 0.0% |
| Cabell County | 4 | 2 | 2 | 50.0% |
| Marion County | 3 | 1 | 0 | 0.0% |
| Marshall County | 3 | 1 | 1 | 33.3% |
| Harrison County | 2 | 2 | 0 | 0.0% |
| Berkeley County | 1 | 1 | 0 | 0.0% |
| Taylor County | 1 | 1 | 0 | 0.0% |
| Brooke County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 37 applications in 2025, of which 25 were originated and 5 denied.
13.5% of all applications, or 14.3% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Bpl Mortgage Trust originated in West Virginia in 2025 was 7.74%, against a statewide median of 6.62%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology