Bethpage Federal Credit Union in Wisconsin vs the state
53.3%Denial rate+39.32 pts vs state
63.2%Decision denial rate+46.80 pts vs state
31.1%Origination rate-37.04 pts vs state
6.99%Median rate+0.37 pts vs state
-0.16Rate spread (pts)-0.28 pts vs state
$126kMedian applicant income
14Loans originated
24Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 15 | 46.0% | 8.75% | #333 |
| 2024 | 44 | 19 | 43.2% | 6.99% | #329 |
| 2025 | 45 | 14 | 53.3% | 6.99% | #344 |
What Bethpage Federal Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Bethpage Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Waukesha County | 7 | 3 | 2 | 28.6% |
| Milwaukee County | 6 | 2 | 4 | 66.7% |
| Walworth County | 4 | 2 | 2 | 50.0% |
| Dane County | 4 | 0 | 3 | 75.0% |
| Racine County | 3 | 1 | 0 | 0.0% |
| Kenosha County | 3 | 2 | 1 | 33.3% |
| Marathon County | 2 | 2 | 0 | 0.0% |
| Washington County | 2 | 0 | 2 | 100.0% |
| Oneida County | 1 | 1 | 0 | 0.0% |
| Forest County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 45 applications in 2025, of which 14 were originated and 24 denied.
53.3% of all applications, or 63.2% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Bethpage Federal Credit Union originated in Wisconsin in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Bethpage Federal Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology