Baraboo State Bank in Wisconsin vs the state
14.8%Denial rate+0.80 pts vs state
17.7%Decision denial rate+1.34 pts vs state
67.4%Origination rate-0.74 pts vs state
—Median rate
—Rate spread (pts)
$108kMedian applicant income
91Loans originated
20Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 129 | 81 | 19.4% | — | #185 |
| 2024 | 115 | 80 | 9.6% | — | #212 |
| 2025 | 135 | 91 | 14.8% | — | #220 |
What Baraboo State Bank lends in Wisconsin
By loan purpose
By loan type
Where in Wisconsin
Counties with the most Baraboo State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sauk County | 81 | 52 | 14 | 17.3% |
| Columbia County | 27 | 16 | 5 | 18.5% |
| Adams County | 5 | 4 | 0 | 0.0% |
| Juneau County | 4 | 4 | 0 | 0.0% |
| Marquette County | 4 | 3 | 0 | 0.0% |
| Vilas County | 2 | 1 | 0 | 0.0% |
| Waukesha County | 2 | 2 | 0 | 0.0% |
| Taylor County | 1 | 1 | 0 | 0.0% |
| Green Lake County | 1 | 1 | 0 | 0.0% |
| Grant County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 135 applications in 2025, of which 91 were originated and 20 denied.
14.8% of all applications, or 17.7% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Baraboo State Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology