Bank of Sun Prairie · Wisconsin · 2025

Bank of Sun Prairie in Wisconsin: approval rate, denial rate and rates (2025)

Bank of Sun Prairie took 221 mortgage applications in Wisconsin in 2025, ranking #148 of 938 lenders active in the state. It originated 69.2% of them and denied 10.4% (12.0% of the applications it decided), against a statewide denial rate of 14.0%.

221Applicationsin WI
12.0%Decision denial ratestate 16.4%
6.50%Median ratestate 6.63%
$295,000Median loanstate $165,000
$50MVolume18 counties

Bank of Sun Prairie in Wisconsin vs the state

10.4%Denial rate-3.60 pts vs state
12.0%Decision denial rate-4.32 pts vs state
69.2%Origination rate+1.08 pts vs state
6.50%Median rate-0.13 pts vs state
-0.07Rate spread (pts)-0.19 pts vs state
$122kMedian applicant income
153Loans originated
23Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202316012310.6%6.38%#159
20242331709.4%#125
202522115310.4%6.50%#148

What Bank of Sun Prairie lends in Wisconsin

By loan purpose

Home purchase 127 57% · 3.9% denied
Refinance 66 30% · 18.2% denied
Cash-out refinance 23 10% · 26.1% denied
Home improvement 1 0% · 0.0% denied
Other / HELOC 4 2% · 0.0% denied

By loan type

Conventional 220 100% · 10.0% denied
FHA 1 0% · 100.0% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 14 61%
Credit history 4 17%
Collateral 2 9%
Insufficient cash 2 9%
Unverifiable information 1 4%

Where in Wisconsin

Counties with the most Bank of Sun Prairie applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Dane County 1369118 13.2%
Columbia County 19151 5.3%
Jefferson County 16140 0.0%
Rock County 1583 20.0%
Milwaukee County 740 0.0%
Dodge County 730 0.0%
Waukesha County 440 0.0%
Fond du Lac County 301 33.3%
Green County 330 0.0%
Sauk County 330 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 221 applications in 2025, of which 153 were originated and 23 denied.

10.4% of all applications, or 12.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Bank of Sun Prairie originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Bank of Sun Prairie's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology