Assurance Financial Group · Pennsylvania · 2025

Assurance Financial Group in Pennsylvania: approval rate, denial rate and rates (2025)

Assurance Financial Group took 51 mortgage applications in Pennsylvania in 2025, ranking #491 of 1,114 lenders active in the state. It originated 74.5% of them and denied 3.9% (5.0% of the applications it decided), against a statewide denial rate of 18.3%.

51Applicationsin PA
5.0%Decision denial ratestate 22.2%
6.56%Median ratestate 6.63%
$225,000Median loanstate $155,000
$9.3MVolume12 counties

Assurance Financial Group in Pennsylvania vs the state

3.9%Denial rate-14.37 pts vs state
5.0%Decision denial rate-17.21 pts vs state
74.5%Origination rate+13.55 pts vs state
6.56%Median rate-0.06 pts vs state
0.47Rate spread (pts)+0.24 pts vs state
$92kMedian applicant income
38Loans originated
2Denied

What Assurance Financial Group lends in Pennsylvania

By loan purpose

Home purchase 44 86% · 4.6% denied
Refinance 4 8% · 0.0% denied
Cash-out refinance 3 6% · 0.0% denied

By loan type

Conventional 40 78% · 0.0% denied
FHA 7 14% · 28.6% denied
VA 3 6% · 0.0% denied
USDA / RHS 1 2% · 0.0% denied

Why it denied Pennsylvania applicants

Incomplete application 1 50%
Unverifiable information 1 50%

Where in Pennsylvania

Counties with the most Assurance Financial Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Allegheny County 20151 5.0%
Butler County 12100 0.0%
Westmoreland County 440 0.0%
Lawrence County 320 0.0%
Indiana County 330 0.0%
Beaver County 210 0.0%
Washington County 211 50.0%
Armstrong County 100 0.0%
Philadelphia County 100 0.0%
Fayette County 100 0.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 51 applications in 2025, of which 38 were originated and 2 denied.

3.9% of all applications, or 5.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Assurance Financial Group originated in Pennsylvania in 2025 was 6.56%, against a statewide median of 6.63%.

About this data. Figures are Assurance Financial Group's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology