American Neighborhood Mortgage Acceptance Company · Pennsylvania · 2025

American Neighborhood Mortgage Acceptance Company in Pennsylvania: approval rate, denial rate and rates (2025)

American Neighborhood Mortgage Acceptance Company took 675 mortgage applications in Pennsylvania in 2025, ranking #130 of 1,114 lenders active in the state. It originated 58.8% of them and denied 2.7% (4.3% of the applications it decided), against a statewide denial rate of 18.3%.

675Applicationsin PA
4.3%Decision denial ratestate 22.2%
6.63%Median ratestate 6.63%
$275,000Median loanstate $155,000
$134MVolume44 counties

American Neighborhood Mortgage Acceptance Company in Pennsylvania vs the state

2.7%Denial rate-15.62 pts vs state
4.3%Decision denial rate-17.90 pts vs state
58.8%Origination rate-2.15 pts vs state
6.63%Median rate0.00 pts vs state
0.44Rate spread (pts)+0.20 pts vs state
$105kMedian applicant income
397Loans originated
18Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235864012.7%6.75%#120
20245102793.5%6.75%#143
20256753972.7%6.63%#130

What American Neighborhood Mortgage Acceptance Company lends in Pennsylvania

By loan purpose

Home purchase 421 62% · 3.6% denied
Refinance 58 9% · 0.0% denied
Cash-out refinance 184 27% · 1.6% denied
Home improvement 12 2% · 0.0% denied

By loan type

Conventional 379 56% · 3.2% denied
FHA 263 39% · 1.1% denied
VA 30 4% · 10.0% denied
USDA / RHS 3 0% · 0.0% denied

Why it denied Pennsylvania applicants

Debt-to-income ratio 6 33%
Credit history 5 28%
Collateral 4 22%
Other 2 11%
Unverifiable information 1 6%

Where in Pennsylvania

Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Philadelphia County 136848 5.9%
Delaware County 78574 5.1%
Bucks County 74461 1.4%
Montgomery County 61390 0.0%
Chester County 57420 0.0%
Pike County 27150 0.0%
Lehigh County 22130 0.0%
Northampton County 21130 0.0%
Berks County 2071 5.0%
Monroe County 20111 5.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 675 applications in 2025, of which 397 were originated and 18 denied.

2.7% of all applications, or 4.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans American Neighborhood Mortgage Acceptance Company originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology