American Financial Resources in West Virginia vs the state
14.7%Denial rate-6.48 pts vs state
20.0%Decision denial rate-6.66 pts vs state
58.8%Origination rate+4.03 pts vs state
6.50%Median rate-0.12 pts vs state
0.60Rate spread (pts)+0.20 pts vs state
$82kMedian applicant income
20Loans originated
5Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 52 | 20 | 19.2% | 6.75% | #124 |
| 2024 | 33 | 25 | 12.1% | 6.25% | #164 |
| 2025 | 34 | 20 | 14.7% | 6.50% | #168 |
What American Financial Resources lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wood County | 13 | 6 | 2 | 15.4% |
| Berkeley County | 6 | 3 | 2 | 33.3% |
| Hampshire County | 3 | 3 | 0 | 0.0% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
| Morgan County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Putnam County | 1 | 1 | 0 | 0.0% |
| Raleigh County | 1 | 0 | 0 | 0.0% |
| Cabell County | 1 | 0 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 34 applications in 2025, of which 20 were originated and 5 denied.
14.7% of all applications, or 20.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans American Financial Resources originated in West Virginia in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology