Allied First Bank,sb · West Virginia · 2025

Allied First Bank,sb in West Virginia: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 42 mortgage applications in West Virginia in 2025, ranking #146 of 565 lenders active in the state. It originated 0.0% of them and denied 33.3% (100.0% of the applications it decided), against a statewide denial rate of 21.2%.

42Applicationsin WV
100.0%Decision denial ratestate 26.7%
Median ratestate 6.62%
$245,000Median loanstate $145,000
$0Volume18 counties

Allied First Bank,sb in West Virginia vs the state

33.3%Denial rate+12.14 pts vs state
100.0%Decision denial rate+73.34 pts vs state
0.0%Origination rate-54.79 pts vs state
Median rate
Rate spread (pts)
$77kMedian applicant income
0Loans originated
14Denied

Trend in West Virginia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20238025.0%#266
202412025.0%#236
202542033.3%#146

What Allied First Bank,sb lends in West Virginia

By loan purpose

Home purchase 1 2% · 100.0% denied
Refinance 2 5% · 100.0% denied
Cash-out refinance 39 93% · 28.2% denied

By loan type

FHA 4 10% · 75.0% denied
VA 38 90% · 29.0% denied

Why it denied West Virginia applicants

Credit history 10 71%
Other 3 21%
Debt-to-income ratio 1 7%

Where in West Virginia

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Berkeley County 1103 27.3%
Marion County 502 40.0%
Cabell County 400 0.0%
Putnam County 301 33.3%
Jefferson County 301 33.3%
Ohio County 202 100.0%
Ritchie County 200 0.0%
Jackson County 201 50.0%
Summers County 100 0.0%
Lewis County 100 0.0%

Other large lenders in West Virginia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,61523.0%6.88%
Vanderbilt Mortgage and FinanceF 3,21438.5%9.99%
City National Bank of West VirginiaC 2,87025.0%6.29%
The Huntington National BankD 2,19428.1%7.00%
Truist BankC 1,77631.1%6.63%
Loandepot.ComD 1,62418.7%6.58%
Mortgage Research CenterC 1,59217.4%6.25%
WesBanco BankB 1,47516.7%6.01%
Movement MortgageA 1,1675.4%6.63%
Crosscountry MortgageB 1,1404.0%6.58%

Frequently asked questions

West Virginia: 42 applications in 2025, of which 0 were originated and 14 denied.

33.3% of all applications, or 100.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology