Alliant Credit Union in Pennsylvania vs the state
29.7%Denial rate+11.37 pts vs state
36.2%Decision denial rate+14.02 pts vs state
51.0%Origination rate-9.98 pts vs state
7.75%Median rate+1.13 pts vs state
0.23Rate spread (pts)-0.01 pts vs state
$154kMedian applicant income
208Loans originated
121Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 241 | 102 | 42.3% | 9.62% | #250 |
| 2024 | 325 | 173 | 31.7% | 7.25% | #200 |
| 2025 | 408 | 208 | 29.7% | 7.75% | #183 |
What Alliant Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 56 | 26 | 15 | 26.8% |
| Montgomery County | 54 | 32 | 13 | 24.1% |
| Allegheny County | 39 | 21 | 12 | 30.8% |
| Chester County | 39 | 26 | 8 | 20.5% |
| Bucks County | 29 | 21 | 5 | 17.2% |
| Monroe County | 26 | 9 | 7 | 26.9% |
| Delaware County | 26 | 11 | 9 | 34.6% |
| Lancaster County | 18 | 5 | 9 | 50.0% |
| Lehigh County | 17 | 6 | 9 | 52.9% |
| Berks County | 14 | 4 | 7 | 50.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 408 applications in 2025, of which 208 were originated and 121 denied.
29.7% of all applications, or 36.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Alliant Credit Union originated in Pennsylvania in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology