Absolute Home Mortgage in Pennsylvania vs the state
3.8%Denial rate-14.52 pts vs state
5.2%Decision denial rate-16.98 pts vs state
68.3%Origination rate+7.36 pts vs state
6.75%Median rate+0.13 pts vs state
0.70Rate spread (pts)+0.46 pts vs state
$82kMedian applicant income
399Loans originated
22Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 492 | 352 | 4.1% | 6.88% | #141 |
| 2024 | 429 | 314 | 3.3% | 6.63% | #164 |
| 2025 | 584 | 399 | 3.8% | 6.75% | #138 |
What Absolute Home Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Absolute Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 224 | 157 | 8 | 3.6% |
| Bucks County | 57 | 40 | 3 | 5.3% |
| Luzerne County | 56 | 34 | 2 | 3.6% |
| Delaware County | 36 | 23 | 1 | 2.8% |
| Monroe County | 28 | 21 | 1 | 3.6% |
| Franklin County | 25 | 12 | 2 | 8.0% |
| Pike County | 22 | 16 | 2 | 9.1% |
| Montgomery County | 20 | 14 | 1 | 5.0% |
| Lehigh County | 13 | 11 | 0 | 0.0% |
| Schuylkill County | 12 | 7 | 1 | 8.3% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 584 applications in 2025, of which 399 were originated and 22 denied.
3.8% of all applications, or 5.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Absolute Home Mortgage originated in Pennsylvania in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Absolute Home Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology