Aberdeen Proving Ground Federal Credit Union in Pennsylvania vs the state
14.4%Denial rate-3.88 pts vs state
16.7%Decision denial rate-5.54 pts vs state
61.0%Origination rate+0.06 pts vs state
5.89%Median rate-0.74 pts vs state
0.10Rate spread (pts)-0.14 pts vs state
$152kMedian applicant income
72Loans originated
17Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 101 | 61 | 14.9% | 5.64% | #371 |
| 2024 | 91 | 61 | 9.9% | 5.75% | #387 |
| 2025 | 118 | 72 | 14.4% | 5.89% | #356 |
What Aberdeen Proving Ground Federal Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Aberdeen Proving Ground Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 56 | 40 | 2 | 3.6% |
| Chester County | 18 | 10 | 4 | 22.2% |
| Lancaster County | 12 | 8 | 0 | 0.0% |
| Montgomery County | 9 | 2 | 6 | 66.7% |
| Philadelphia County | 4 | 2 | 1 | 25.0% |
| Lebanon County | 3 | 2 | 0 | 0.0% |
| Delaware County | 3 | 1 | 2 | 66.7% |
| Tioga County | 2 | 2 | 0 | 0.0% |
| Adams County | 2 | 2 | 0 | 0.0% |
| Pike County | 1 | 0 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 118 applications in 2025, of which 72 were originated and 17 denied.
14.4% of all applications, or 16.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Aberdeen Proving Ground Federal Credit Union originated in Pennsylvania in 2025 was 5.89%, against a statewide median of 6.63%.
About this data. Figures are Aberdeen Proving Ground Federal Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology