AAA Capital Investment in Pennsylvania vs the state
1.8%Denial rate-16.50 pts vs state
1.8%Decision denial rate-20.42 pts vs state
51.8%Origination rate-9.17 pts vs state
6.88%Median rate+0.25 pts vs state
0.81Rate spread (pts)+0.57 pts vs state
$9kMedian applicant income
29Loans originated
1Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 0 | 0.0% | — | #824 |
| 2024 | 30 | 14 | 6.7% | 7.00% | #553 |
| 2025 | 56 | 29 | 1.8% | 6.88% | #478 |
What AAA Capital Investment lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most AAA Capital Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lehigh County | 16 | 2 | 0 | 0.0% |
| Philadelphia County | 10 | 6 | 1 | 10.0% |
| Delaware County | 8 | 5 | 0 | 0.0% |
| Allegheny County | 7 | 6 | 0 | 0.0% |
| Montgomery County | 5 | 3 | 0 | 0.0% |
| Chester County | 4 | 4 | 0 | 0.0% |
| Northampton County | 2 | 0 | 0 | 0.0% |
| Luzerne County | 1 | 1 | 0 | 0.0% |
| Bucks County | 1 | 1 | 0 | 0.0% |
| Berks County | 1 | 0 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 56 applications in 2025, of which 29 were originated and 1 denied.
1.8% of all applications, or 1.8% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans AAA Capital Investment originated in Pennsylvania in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are AAA Capital Investment's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology