1st Colonial Community Bank in Pennsylvania vs the state
9.3%Denial rate-9.04 pts vs state
10.8%Decision denial rate-11.40 pts vs state
76.3%Origination rate+15.34 pts vs state
7.03%Median rate+0.40 pts vs state
0.04Rate spread (pts)-0.20 pts vs state
$154kMedian applicant income
132Loans originated
16Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 177 | 128 | 14.1% | 7.75% | #284 |
| 2024 | 184 | 140 | 10.9% | 8.00% | #279 |
| 2025 | 173 | 132 | 9.3% | 7.03% | #299 |
What 1st Colonial Community Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most 1st Colonial Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 40 | 27 | 4 | 10.0% |
| Montgomery County | 38 | 31 | 4 | 10.5% |
| Bucks County | 35 | 26 | 4 | 11.4% |
| Delaware County | 27 | 20 | 1 | 3.7% |
| Chester County | 25 | 21 | 2 | 8.0% |
| Berks County | 2 | 2 | 0 | 0.0% |
| Centre County | 1 | 1 | 0 | 0.0% |
| Lehigh County | 1 | 1 | 0 | 0.0% |
| Northampton County | 1 | 0 | 1 | 100.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 173 applications in 2025, of which 132 were originated and 16 denied.
9.3% of all applications, or 10.8% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans 1st Colonial Community Bank originated in Pennsylvania in 2025 was 7.03%, against a statewide median of 6.63%.
About this data. Figures are 1st Colonial Community Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology