Comanche County, Texas · 2025

Mortgage lenders in Comanche County, TX: denial rates and top lenders (2025)

112 lenders acted on 400 mortgage applications for properties in Comanche County in 2025. 23.8% were denied (Texas: 19.4%). Median rate on closed loans 6.75%; median loan $165,000; median property value $225,000.

400Applications
23.8%Denial ratestate 19.4%
6.75%Median ratestate 6.50%
$165,000Median loan
$225,000Median property value

Largest lenders in Comanche County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 21st Mortgage F 3411 61.8%9.07%
2 First Financial Bank C 2718 7.4%6.90%
3 Guild Mortgage A 2318 0.0%6.63%
4 United Shore Financial Services B 2116 4.8%6.44%
5 Rocket Mortgage C 2113 28.6%6.75%
6 Simmons Bank C 202 80.0%5.81%
7 TexasBank C 1413 0.0%8.25%
8 Triad Financial Services D 123 25.0%9.57%
9 Mortgage Research Center C 106 10.0%6.25%
10 Newrez D 95 33.3%6.63%
11 Vanderbilt Mortgage and Finance F 93 33.3%9.75%
12 Prosperity Bank D 82 25.0%7.50%
13 Loandepot.Com D 81 75.0%5.99%
14 Members Trust of the Southwest FCU 76 14.3%6.75%
15 Broker Solutions D 74 28.6%6.69%
16 InterBank C 63 16.7%6.13%
17 Cardinal Financial Company, Limited Partnership B 52 0.0%7.19%
18 Fairway Independent Mortgage B 54 0.0%6.88%
19 United Built Homes F 51 20.0%8.99%
20 Primis Mortgage B 55 0.0%6.63%

What Comanche County borrowers applied for

By loan purpose

Home purchase 233 58% · 18.0% denied
Refinance 58 15% · 17.2% denied
Cash-out refinance 54 14% · 27.8% denied
Home improvement 20 5% · 55.0% denied
Other / HELOC 35 9% · 48.6% denied

By loan type

Conventional 292 73% · 29.8% denied
FHA 55 14% · 10.9% denied
VA 50 13% · 4.0% denied
USDA / RHS 3 1% · 0.0% denied

Why applications were denied

Credit history 46 48%
Debt-to-income ratio 22 23%
Incomplete application 10 11%
Collateral 9 9%
Other 6 6%
Insufficient cash 2 2%

Comanche County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202333616525.0%7.23%$155,000
202436917122.2%6.88%$155,000
202540020923.8%6.75%$165,000

Frequently asked questions

23.8% of applications in Comanche County were denied in 2025, against 19.4% statewide in Texas.

21st Mortgage, with 34 applications in 2025 and a denial rate of 61.8%.

The median mortgage application in Comanche County in 2025 was for $165,000; the median property value on originated loans was $225,000.