Largest lenders in Bee County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 74 | 16 | 41.9% | 10.41% |
| 2 | Rally Credit Union | D | 46 | 20 | 30.4% | 6.31% |
| 3 | Triad Financial Services | D | 44 | 10 | 45.5% | 9.44% |
| 4 | Guild Mortgage | A | 43 | 34 | 4.7% | 6.63% |
| 5 | Rocket Mortgage | C | 30 | 14 | 40.0% | 6.99% |
| 6 | United Shore Financial Services | B | 21 | 14 | 14.3% | 6.12% |
| 7 | Prosperity Bank | D | 20 | 7 | 40.0% | 7.63% |
| 8 | Broker Solutions | D | 19 | 15 | 0.0% | 6.88% |
| 9 | Vanderbilt Mortgage and Finance | F | 17 | 3 | 29.4% | 11.25% |
| 10 | Mortgage Research Center | C | 16 | 9 | 18.8% | 6.50% |
| 11 | Countryplace Mortgage | F | 13 | 2 | 46.2% | 6.62% |
| 12 | Sfmc | B | 13 | 10 | 0.0% | 6.31% |
| 13 | Pennymac Loan Services | C | 12 | 5 | 16.7% | 8.50% |
| 14 | Newrez | D | 10 | 1 | 50.0% | 7.63% |
| 15 | Southwest Stage Funding | F | 8 | 3 | 0.0% | 9.25% |
| 16 | Freedom Mortgage | B | 7 | 2 | 0.0% | 6.50% |
| 17 | United Built Homes | F | 7 | 0 | 57.1% | — |
| 18 | Simmons Bank | C | 7 | 2 | 14.3% | 5.75% |
| 19 | Credit Human Federal Credit Union | D | 6 | 2 | 50.0% | 8.00% |
| 20 | Spring Eq | D | 6 | 2 | 66.7% | 10.66% |
| 21 | FirstBank | C | 6 | 0 | 66.7% | — |
| 22 | CMG Mortgage | A | 6 | 2 | 16.7% | 6.37% |
| 23 | Tammac Holdings | D | 6 | 1 | 83.3% | 9.25% |
| 24 | Navy Federal Credit Union | D | 6 | 3 | 0.0% | 6.63% |
| 25 | Canopy Mortgage | B | 5 | 3 | 0.0% | 6.75% |
What Bee County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Bee County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 591 | 234 | 27.4% | 7.13% | $145,000 |
| 2024 | 544 | 236 | 27.8% | 7.13% | $145,000 |
| 2025 | 590 | 260 | 27.6% | 6.88% | $155,000 |
Frequently asked questions
27.6% of applications in Bee County were denied in 2025, against 19.4% statewide in Texas.
21st Mortgage, with 74 applications in 2025 and a denial rate of 41.9%.
The median mortgage application in Bee County in 2025 was for $155,000; the median property value on originated loans was $215,000.