Canopy Mortgage in Texas vs the state
3.4%Denial rate-16.05 pts vs state
5.4%Decision denial rate-19.53 pts vs state
58.5%Origination rate+3.65 pts vs state
6.50%Median rate0.00 pts vs state
0.34Rate spread (pts)+0.15 pts vs state
$121kMedian applicant income
727Loans originated
42Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 374 | 220 | 3.2% | 6.63% | #294 |
| 2024 | 984 | 535 | 3.3% | 6.63% | #167 |
| 2025 | 1,242 | 727 | 3.4% | 6.50% | #150 |
What Canopy Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Canopy Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 148 | 84 | 9 | 6.1% |
| Jefferson County | 105 | 71 | 2 | 1.9% |
| Tarrant County | 60 | 35 | 5 | 8.3% |
| Collin County | 58 | 31 | 2 | 3.4% |
| Denton County | 54 | 31 | 0 | 0.0% |
| Dallas County | 53 | 27 | 2 | 3.8% |
| Travis County | 53 | 30 | 3 | 5.7% |
| Hardin County | 51 | 32 | 0 | 0.0% |
| El Paso County | 48 | 21 | 0 | 0.0% |
| Orange County | 46 | 33 | 1 | 2.2% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,242 applications in 2025, of which 727 were originated and 42 denied.
3.4% of all applications, or 5.4% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Canopy Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Canopy Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology