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Angelina County, Texas · 2025

Mortgage lenders in Angelina County, TX: denial rates and top lenders (2025)

213 lenders acted on 2,256 mortgage applications for properties in Angelina County in 2025. 24.3% were denied (Texas: 19.4%). Median rate on closed loans 6.88%; median loan $155,000; median property value $235,000.

2.3kApplications
24.3%Denial ratestate 19.4%
6.88%Median ratestate 6.50%
$155,000Median loan
$235,000Median property value

Largest lenders in Angelina County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 21st Mortgage F 21146 36.5%9.63%
2 Commercial Bank of Texas B 155107 9.0%7.00%
3 Triad Financial Services D 13428 32.8%8.12%
4 Vanderbilt Mortgage and Finance F 12024 34.2%9.75%
5 Rocket Mortgage C 10870 25.9%6.88%
6 Right Start Mortgage D 10678 5.7%6.50%
7 Regions Bank C 9041 42.2%6.75%
8 Cadence Bank B 8843 31.8%7.49%
9 Southside Bank F 7232 26.4%6.75%
10 United Shore Financial Services B 6743 10.5%6.50%
11 Mortgage Research Center C 5234 17.3%6.25%
12 Credit Human Federal Credit Union D 475 70.2%8.60%
13 Genco Federal Credit Union F 4211 54.8%—
14 Austin Bank, Texas D 4129 17.1%7.35%
15 Freedom Mortgage B 3720 8.1%6.25%
16 Highlands Residential Mortgage B 3325 0.0%6.75%
17 Southwest Stage Funding F 308 3.3%8.48%
18 CMG Mortgage A 2720 7.4%6.88%
19 Navy Federal Credit Union D 2614 19.2%7.06%
20 Van Dyk Mortgage B 2417 0.0%6.75%
21 Loandepot.Com D 2412 20.8%7.44%
22 Nationstar Mortgage C 2214 13.6%6.75%
23 American Neighborhood Mortgage Acceptance Company B 2216 13.6%6.50%
24 Broker Solutions D 223 22.7%7.13%
25 Pennymac Loan Services C 2112 4.8%6.44%

Best approval odds in Angelina County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Right Start Mortgage847.1%
2Commercial Bank of Texas1529.2%
3United Shore Financial Services5213.5%
4Rocket Mortgage10127.7%
5Triad Financial Services13233.3%
6Southside Bank5137.3%
7Cadence Bank7537.3%
8Regions Bank8146.9%
921st Mortgage12462.1%
10Vanderbilt Mortgage and Finance6662.1%

What Angelina County borrowers applied for

By loan purpose

Home purchase 1,459 65% · 20.2% denied
Refinance 295 13% · 25.1% denied
Cash-out refinance 237 11% · 26.2% denied
Home improvement 101 4% · 49.5% denied
Other / HELOC 164 7% · 41.5% denied

By loan type

Conventional 1,751 78% · 28.2% denied
FHA 306 14% · 12.1% denied
VA 182 8% · 9.3% denied
USDA / RHS 17 1% · 5.9% denied

Why applications were denied

Credit history 195 38%
Debt-to-income ratio 127 24%
Collateral 58 11%
Other 58 11%
Incomplete application 32 6%
Unverifiable information 22 4%
Insufficient cash 21 4%
Employment history 7 1%

Angelina County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20232,03593827.9%7.13%$135,000
20242,09597227.3%7.00%$155,000
20252,2561,03724.3%6.88%$155,000

Frequently asked questions

24.3% of applications in Angelina County were denied in 2025, against 19.4% statewide in Texas.

21st Mortgage, with 211 applications in 2025 and a denial rate of 36.5%.

The median mortgage application in Angelina County in 2025 was for $155,000; the median property value on originated loans was $235,000.