American Neighborhood Mortgage Acceptance Company · Texas · 2025

American Neighborhood Mortgage Acceptance Company in Texas: approval rate, denial rate and rates (2025)

American Neighborhood Mortgage Acceptance Company took 393 mortgage applications in Texas in 2025, ranking #299 of 1,568 lenders active in the state. It originated 70.7% of them and denied 2.3% (3.1% of the applications it decided), against a statewide denial rate of 19.4%.

393Applicationsin TX
3.1%Decision denial ratestate 24.9%
6.63%Median ratestate 6.50%
$255,000Median loanstate $245,000
$80MVolume51 counties

American Neighborhood Mortgage Acceptance Company in Texas vs the state

2.3%Denial rate-17.14 pts vs state
3.1%Decision denial rate-21.81 pts vs state
70.7%Origination rate+15.86 pts vs state
6.63%Median rate+0.13 pts vs state
0.59Rate spread (pts)+0.39 pts vs state
$104kMedian applicant income
278Loans originated
9Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235303621.7%6.99%#247
2024157872.6%6.75%#455
20253932782.3%6.63%#299

What American Neighborhood Mortgage Acceptance Company lends in Texas

By loan purpose

Home purchase 330 84% · 2.7% denied
Refinance 40 10% · 0.0% denied
Cash-out refinance 22 6% · 0.0% denied
Home improvement 1 0% · 0.0% denied

By loan type

Conventional 168 43% · 2.4% denied
FHA 161 41% · 1.2% denied
VA 58 15% · 3.5% denied
USDA / RHS 6 2% · 16.7% denied

Why it denied Texas applicants

Debt-to-income ratio 3 33%
Unverifiable information 2 22%
Collateral 2 22%
Other 1 11%
Insufficient cash 1 11%

Where in Texas

Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cameron County 107854 3.7%
Bell County 34200 0.0%
Erath County 31220 0.0%
Harris County 31210 0.0%
El Paso County 24210 0.0%
Angelina County 22163 13.6%
Bexar County 21120 0.0%
Nacogdoches County 17100 0.0%
Montgomery County 16131 6.3%
Denton County 960 0.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 393 applications in 2025, of which 278 were originated and 9 denied.

2.3% of all applications, or 3.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans American Neighborhood Mortgage Acceptance Company originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology