Largest lenders in Haywood County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Regions Bank | C | 49 | 14 | 57.1% | 6.38% |
| 2 | Fairway Independent Mortgage | B | 29 | 21 | 3.5% | 6.63% |
| 3 | INSOUTH Bank | – | 25 | 15 | 16.0% | — |
| 4 | Rocket Mortgage | C | 23 | 14 | 34.8% | 6.00% |
| 5 | Leaders Credit Union | C | 22 | 15 | 18.2% | 6.43% |
| 6 | First Community Mortgage | A | 21 | 17 | 9.5% | 6.13% |
| 7 | Vanderbilt Mortgage and Finance | F | 20 | 2 | 55.0% | 10.37% |
| 8 | Mortgage Research Center | C | 17 | 10 | 23.5% | 6.38% |
| 9 | Decatur County Bank | – | 14 | 8 | 35.7% | — |
| 10 | Pennymac Loan Services | C | 13 | 6 | 23.1% | 6.00% |
| 11 | United Shore Financial Services | B | 12 | 8 | 16.7% | 6.12% |
| 12 | AmeriSave Mortgage | D | 11 | 2 | 54.6% | 7.75% |
| 13 | Simmons Bank | C | 11 | 4 | 54.6% | 5.37% |
| 14 | Cadence Bank | B | 10 | 7 | 20.0% | 6.75% |
| 15 | New Day Financial | F | 9 | 4 | 0.0% | 7.25% |
| 16 | FirstBank | C | 9 | 4 | 33.3% | 6.63% |
| 17 | JPMorgan Chase Bank | B | 8 | 5 | 12.5% | 6.75% |
| 18 | 21st Mortgage | F | 8 | 2 | 25.0% | 8.27% |
| 19 | Navy Federal Credit Union | D | 7 | 2 | 28.6% | 6.88% |
| 20 | Unnamed lender 984500RF83EA742B5589 | C | 6 | 6 | 0.0% | 6.83% |
| 21 | GoodLeap | C | 6 | 2 | 16.7% | 8.25% |
| 22 | Guaranteed Rate | B | 6 | 3 | 0.0% | 6.58% |
| 23 | First Citizens National Bank | C | 6 | 3 | 50.0% | 7.65% |
| 24 | Broker Solutions | D | 6 | 1 | 16.7% | 7.00% |
| 25 | Carrington Mortgage Services | D | 5 | 2 | 60.0% | 6.31% |
What Haywood County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Haywood County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 472 | 234 | 24.8% | 6.88% | $115,000 |
| 2024 | 426 | 203 | 24.9% | 6.88% | $115,000 |
| 2025 | 507 | 255 | 25.6% | 6.50% | $145,000 |
Frequently asked questions
25.6% of applications in Haywood County were denied in 2025, against 17.1% statewide in Tennessee.
Regions Bank, with 49 applications in 2025 and a denial rate of 57.1%.
The median mortgage application in Haywood County in 2025 was for $145,000; the median property value on originated loans was $215,000.