Decatur County Bank in Tennessee vs the state
18.5%Denial rate+1.31 pts vs state
19.8%Decision denial rate-1.89 pts vs state
74.8%Origination rate+16.68 pts vs state
—Median rate
—Rate spread (pts)
$93kMedian applicant income
77Loans originated
19Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 39 | 0.0% | — | #426 |
| 2024 | 47 | 39 | 12.8% | — | #399 |
| 2025 | 103 | 77 | 18.5% | — | #323 |
What Decatur County Bank lends in Tennessee
By loan purpose
By loan type
Where in Tennessee
Counties with the most Decatur County Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 35 | 26 | 5 | 14.3% |
| Decatur County | 19 | 19 | 0 | 0.0% |
| Gibson County | 14 | 10 | 3 | 21.4% |
| Haywood County | 14 | 8 | 5 | 35.7% |
| Shelby County | 5 | 2 | 3 | 60.0% |
| Henderson County | 5 | 4 | 0 | 0.0% |
| Crockett County | 4 | 4 | 0 | 0.0% |
| Dyer County | 2 | 0 | 2 | 100.0% |
| Putnam County | 1 | 1 | 0 | 0.0% |
| McNairy County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 103 applications in 2025, of which 77 were originated and 19 denied.
18.5% of all applications, or 19.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Decatur County Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology