Largest lenders in Henderson County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | FirstBank | C | 219 | 157 | 15.1% | 7.50% |
| 2 | Vanderbilt Mortgage and Finance | F | 82 | 9 | 35.4% | 9.75% |
| 3 | First Community Mortgage | A | 66 | 51 | 3.0% | 6.49% |
| 4 | Rocket Mortgage | C | 44 | 31 | 22.7% | 6.50% |
| 5 | Leaders Credit Union | C | 40 | 31 | 12.5% | 6.63% |
| 6 | Regions Bank | C | 39 | 24 | 25.6% | 5.81% |
| 7 | Community Bank | C | 39 | 29 | 18.0% | — |
| 8 | 21st Mortgage | F | 29 | 10 | 24.1% | 9.01% |
| 9 | Mortgage Research Center | C | 29 | 11 | 34.5% | 6.75% |
| 10 | United Shore Financial Services | B | 28 | 17 | 25.0% | 6.00% |
| 11 | Carroll Bank and Trust | A | 22 | 21 | 0.0% | — |
| 12 | Simmons Bank | C | 21 | 12 | 33.3% | 5.12% |
| 13 | The Peoples Bank | – | 19 | 16 | 10.5% | — |
| 14 | Pennymac Loan Services | C | 17 | 11 | 17.7% | 6.00% |
| 15 | Freedom Mortgage | B | 15 | 6 | 6.7% | 6.25% |
| 16 | Broker Solutions | D | 14 | 3 | 0.0% | 6.81% |
| 17 | Newrez | D | 13 | 1 | 23.1% | 6.25% |
| 18 | Click n' Close | C | 13 | 10 | 7.7% | 6.63% |
| 19 | CB&S Bank | C | 11 | 6 | 27.3% | 7.25% |
| 20 | Legends Bank | B | 11 | 7 | 9.1% | 6.38% |
| 21 | First Colony Mortgage | A | 11 | 7 | 0.0% | 6.63% |
| 22 | Navy Federal Credit Union | D | 11 | 6 | 36.4% | 7.06% |
| 23 | Triad Financial Services | D | 10 | 0 | 90.0% | — |
| 24 | Carrington Mortgage Services | D | 9 | 1 | 55.6% | 7.63% |
| 25 | AmeriSave Mortgage | D | 8 | 2 | 62.5% | 6.56% |
Best approval odds in Henderson County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | First Community Mortgage | 64 | 3.1% |
| 2 | FirstBank | 203 | 16.3% |
What Henderson County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Henderson County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 826 | 479 | 17.9% | 7.33% | $125,000 |
| 2024 | 902 | 508 | 20.1% | 7.00% | $135,000 |
| 2025 | 1,022 | 580 | 20.0% | 6.88% | $150,000 |
Frequently asked questions
20.0% of applications in Henderson County were denied in 2025, against 17.1% statewide in Tennessee.
FirstBank, with 219 applications in 2025 and a denial rate of 15.1%.
The median mortgage application in Henderson County in 2025 was for $150,000; the median property value on originated loans was $245,000.