Cannon County, Tennessee · 2025

Mortgage lenders in Cannon County, TN: denial rates and top lenders (2025)

136 lenders acted on 620 mortgage applications for properties in Cannon County in 2025. 21.9% were denied (Tennessee: 17.1%). Median rate on closed loans 6.63%; median loan $215,000; median property value $375,000.

620Applications
21.9%Denial ratestate 17.1%
6.63%Median ratestate 6.62%
$215,000Median loan
$375,000Median property value

Largest lenders in Cannon County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 4328 18.6%6.19%
2 Regions Bank C 3518 40.0%4.99%
3 FirstBank C 2519 20.0%6.69%
4 Ascend Federal Credit Union C 2520 12.0%7.50%
5 Primis Mortgage B 2512 12.0%6.69%
6 The First National Bank of Middle Tennessee C 2321 8.7%6.75%
7 CMG Mortgage A 2318 4.4%6.63%
8 Wilson Bank and Trust C 2310 17.4%6.65%
9 United Shore Financial Services B 2014 15.0%6.08%
10 Pennymac Loan Services C 176 35.3%5.56%
11 Homeland Community Bank B 1717 0.0%
12 Farm Credit Mid-America D 1711 11.8%7.00%
13 21st Mortgage F 153 26.7%11.73%
14 Crosscountry Mortgage B 148 0.0%6.29%
15 REDSTONE Federal Credit Union C 136 30.8%6.81%
16 Old National Bank B 113 54.6%6.49%
17 Freedom Mortgage B 105 10.0%5.75%
18 Mortgage Research Center C 94 22.2%5.99%
19 Navy Federal Credit Union D 81 0.0%5.38%
20 Vanderbilt Mortgage and Finance F 80 37.5%
21 Spring Eq D 71 85.7%10.73%
22 Broker Solutions D 71 14.3%5.75%
23 Southwest Stage Funding F 72 14.3%7.73%
24 AmeriSave Mortgage D 61 83.3%10.75%
25 Carrington Mortgage Services D 61 50.0%6.75%

What Cannon County borrowers applied for

By loan purpose

Home purchase 264 43% · 11.4% denied
Refinance 109 18% · 16.5% denied
Cash-out refinance 117 19% · 29.9% denied
Home improvement 54 9% · 48.2% denied
Other / HELOC 76 12% · 35.5% denied

By loan type

Conventional 449 72% · 22.1% denied
FHA 110 18% · 30.0% denied
VA 54 9% · 7.4% denied
USDA / RHS 7 1% · 0.0% denied

Why applications were denied

Debt-to-income ratio 38 28%
Credit history 37 27%
Collateral 28 21%
Incomplete application 14 10%
Other 8 6%
Unverifiable information 7 5%
Insufficient cash 4 3%

Cannon County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202356032120.0%6.99%$175,000
202461736715.9%6.88%$205,000
202562034721.9%6.63%$215,000

Frequently asked questions

21.9% of applications in Cannon County were denied in 2025, against 17.1% statewide in Tennessee.

Rocket Mortgage, with 43 applications in 2025 and a denial rate of 18.6%.

The median mortgage application in Cannon County in 2025 was for $215,000; the median property value on originated loans was $375,000.