Largest lenders in Newberry County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 93 | 8 | 37.6% | 10.18% |
| 2 | 21st Mortgage | F | 89 | 28 | 33.7% | 9.40% |
| 3 | Rocket Mortgage | C | 64 | 47 | 21.9% | 6.88% |
| 4 | Guild Mortgage | A | 47 | 34 | 0.0% | 6.75% |
| 5 | First-Citizens Bank & Trust | B | 37 | 21 | 27.0% | 6.45% |
| 6 | Truist Bank | C | 34 | 15 | 41.2% | 7.20% |
| 7 | Fbc Mortgage | B | 30 | 26 | 10.0% | 5.43% |
| 8 | Crosscountry Mortgage | B | 29 | 15 | 10.3% | 6.38% |
| 9 | First Community Bank | B | 29 | 27 | 0.0% | 6.70% |
| 10 | Freedom Mortgage | B | 28 | 5 | 17.9% | 6.25% |
| 11 | Allsouth Federal Credit Union | F | 26 | 14 | 23.1% | — |
| 12 | United Shore Financial Services | B | 26 | 20 | 11.5% | 6.13% |
| 13 | Newrez | D | 22 | 6 | 31.8% | 6.44% |
| 14 | Mortgage Research Center | C | 21 | 10 | 14.3% | 6.06% |
| 15 | AmeriSave Mortgage | D | 20 | 4 | 65.0% | 6.44% |
| 16 | SouthState Bank | B | 18 | 12 | 11.1% | 7.50% |
| 17 | Loandepot.Com | D | 17 | 7 | 47.1% | 6.75% |
| 18 | Resource Financial Services | B | 17 | 13 | 0.0% | 6.63% |
| 19 | TD Bank | D | 17 | 5 | 58.8% | 7.79% |
| 20 | Tammac Holdings | D | 16 | 2 | 81.3% | 10.03% |
| 21 | Broker Solutions | D | 15 | 2 | 0.0% | 6.50% |
| 22 | Integrity Home Mortgage | B | 15 | 8 | 6.7% | 6.31% |
| 23 | Towne Mortgage | B | 14 | 11 | 7.1% | 6.75% |
| 24 | Navy Federal Credit Union | D | 14 | 7 | 21.4% | 5.75% |
| 25 | Atlantic Bay Mortgage Group | A | 13 | 12 | 0.0% | 6.49% |
Best approval odds in Newberry County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Rocket Mortgage | 62 | 22.6% |
| 2 | 21st Mortgage | 59 | 50.9% |
What Newberry County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Newberry County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,055 | 523 | 26.4% | 6.88% | $145,000 |
| 2024 | 1,084 | 562 | 23.9% | 6.88% | $155,000 |
| 2025 | 1,230 | 613 | 21.6% | 6.63% | $155,000 |
Frequently asked questions
21.6% of applications in Newberry County were denied in 2025, against 18.3% statewide in South Carolina.
Vanderbilt Mortgage and Finance, with 93 applications in 2025 and a denial rate of 37.6%.
The median mortgage application in Newberry County in 2025 was for $155,000; the median property value on originated loans was $325,000.