Resource Financial Services in South Carolina vs the state
2.0%Denial rate-16.32 pts vs state
2.6%Decision denial rate-20.89 pts vs state
75.1%Origination rate+18.53 pts vs state
6.38%Median rate-0.13 pts vs state
0.19Rate spread (pts)-0.03 pts vs state
$85kMedian applicant income
680Loans originated
18Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 681 | 487 | 4.3% | 6.63% | #69 |
| 2024 | 953 | 724 | 3.2% | 6.63% | #55 |
| 2025 | 905 | 680 | 2.0% | 6.38% | #63 |
What Resource Financial Services lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Resource Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 291 | 215 | 4 | 1.4% |
| Lexington County | 231 | 171 | 7 | 3.0% |
| Sumter County | 130 | 105 | 1 | 0.8% |
| Kershaw County | 23 | 14 | 0 | 0.0% |
| Orangeburg County | 18 | 15 | 0 | 0.0% |
| Newberry County | 17 | 13 | 0 | 0.0% |
| Florence County | 17 | 12 | 0 | 0.0% |
| Charleston County | 16 | 11 | 0 | 0.0% |
| Greenville County | 15 | 11 | 1 | 6.7% |
| Spartanburg County | 15 | 14 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 905 applications in 2025, of which 680 were originated and 18 denied.
2.0% of all applications, or 2.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Resource Financial Services originated in South Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Resource Financial Services's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology