Integrity Home Mortgage in South Carolina vs the state
4.1%Denial rate-14.21 pts vs state
4.6%Decision denial rate-18.86 pts vs state
74.9%Origination rate+18.33 pts vs state
6.63%Median rate+0.13 pts vs state
0.28Rate spread (pts)+0.06 pts vs state
$96kMedian applicant income
311Loans originated
17Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 12 | 5.3% | 6.94% | #429 |
| 2024 | 178 | 119 | 5.6% | 6.38% | #180 |
| 2025 | 415 | 311 | 4.1% | 6.63% | #115 |
What Integrity Home Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Integrity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 159 | 114 | 10 | 6.3% |
| Lexington County | 100 | 77 | 1 | 1.0% |
| Kershaw County | 22 | 17 | 0 | 0.0% |
| Dorchester County | 19 | 15 | 1 | 5.3% |
| Berkeley County | 18 | 16 | 0 | 0.0% |
| Newberry County | 15 | 8 | 1 | 6.7% |
| Sumter County | 14 | 12 | 1 | 7.1% |
| Charleston County | 11 | 7 | 0 | 0.0% |
| Horry County | 8 | 7 | 0 | 0.0% |
| Aiken County | 8 | 7 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 415 applications in 2025, of which 311 were originated and 17 denied.
4.1% of all applications, or 4.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Integrity Home Mortgage originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Integrity Home Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology