Allsouth Federal Credit Union in South Carolina vs the state
22.4%Denial rate+4.12 pts vs state
30.4%Decision denial rate+6.94 pts vs state
51.0%Origination rate-5.61 pts vs state
—Median rate
—Rate spread (pts)
$81kMedian applicant income
307Loans originated
135Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 721 | 289 | 29.8% | 6.38% | #62 |
| 2024 | 704 | 334 | 22.7% | — | #73 |
| 2025 | 602 | 307 | 22.4% | — | #86 |
What Allsouth Federal Credit Union lends in South Carolina
By loan purpose
By loan type
Where in South Carolina
Counties with the most Allsouth Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 247 | 125 | 56 | 22.7% |
| Lexington County | 189 | 99 | 38 | 20.1% |
| Kershaw County | 27 | 16 | 5 | 18.5% |
| Newberry County | 26 | 14 | 6 | 23.1% |
| Sumter County | 24 | 7 | 10 | 41.7% |
| Saluda County | 14 | 8 | 3 | 21.4% |
| Fairfield County | 14 | 8 | 4 | 28.6% |
| Orangeburg County | 10 | 5 | 3 | 30.0% |
| Charleston County | 8 | 3 | 0 | 0.0% |
| Greenville County | 5 | 5 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 602 applications in 2025, of which 307 were originated and 135 denied.
22.4% of all applications, or 30.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Allsouth Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology