Largest lenders in Leake County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 70 | 9 | 54.3% | 10.79% |
| 2 | Triad Financial Services | D | 38 | 16 | 34.2% | 8.75% |
| 3 | Trustmark National Bank | C | 38 | 25 | 15.8% | 7.15% |
| 4 | Vanderbilt Mortgage and Finance | F | 35 | 6 | 48.6% | 10.63% |
| 5 | Community Bank of Mississippi | C | 33 | 26 | 9.1% | 8.28% |
| 6 | The Bank of Forest | A | 26 | 26 | 0.0% | — |
| 7 | The Citizens National Bank of Meridian | C | 20 | 16 | 5.0% | 7.50% |
| 8 | The Citizens Bank of Philadelphia, Mississippi | C | 17 | 13 | 5.9% | — |
| 9 | Mortgage Research Center | C | 15 | 5 | 26.7% | 6.75% |
| 10 | Rocket Mortgage | C | 14 | 8 | 35.7% | 6.63% |
| 11 | First Financial Bank | B | 12 | 10 | 16.7% | 7.25% |
| 12 | Guild Mortgage | A | 10 | 5 | 10.0% | 5.79% |
| 13 | AmeriSave Mortgage | D | 9 | 2 | 55.6% | 7.38% |
| 14 | Freedom Mortgage | B | 9 | 2 | 11.1% | 5.56% |
| 15 | United Shore Financial Services | B | 8 | 5 | 12.5% | 6.12% |
| 16 | Unnamed lender 529900YKD9FOL6BFSG98 | C | 8 | 5 | 12.5% | — |
| 17 | Cadence Bank | B | 7 | 5 | 14.3% | 6.25% |
| 18 | FirstBank | C | 7 | 0 | 71.4% | — |
| 19 | Regions Bank | C | 6 | 2 | 50.0% | 6.06% |
| 20 | Cardinal Financial Company, Limited Partnership | B | 6 | 3 | 0.0% | 6.63% |
| 21 | Newrez | D | 6 | 1 | 33.3% | 6.99% |
| 22 | Renasant Bank | B | 6 | 5 | 16.7% | 6.81% |
| 23 | Pennymac Loan Services | C | 5 | 1 | 20.0% | 5.49% |
| 24 | Keesler | D | 5 | 1 | 20.0% | 6.13% |
| 25 | Broker Solutions | D | 5 | 0 | 20.0% | — |
What Leake County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Leake County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 409 | 178 | 29.6% | 7.50% | $95,000 |
| 2024 | 416 | 209 | 28.4% | 7.50% | $100,000 |
| 2025 | 507 | 240 | 27.4% | 7.25% | $115,000 |
Frequently asked questions
27.4% of applications in Leake County were denied in 2025, against 22.9% statewide in Mississippi.
21st Mortgage, with 70 applications in 2025 and a denial rate of 54.3%.
The median mortgage application in Leake County in 2025 was for $115,000; the median property value on originated loans was $165,000.