The Bank of Forest in Mississippi vs the state
0.9%Denial rate-22.02 pts vs state
0.9%Decision denial rate-27.52 pts vs state
96.4%Origination rate+43.53 pts vs state
—Median rate
—Rate spread (pts)
$90kMedian applicant income
107Loans originated
1Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 86 | 6.3% | — | #114 |
| 2024 | 105 | 97 | 4.8% | — | #112 |
| 2025 | 111 | 107 | 0.9% | — | #121 |
What The Bank of Forest lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most The Bank of Forest applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Scott County | 46 | 43 | 1 | 2.2% |
| Leake County | 26 | 26 | 0 | 0.0% |
| Newton County | 11 | 10 | 0 | 0.0% |
| Rankin County | 8 | 8 | 0 | 0.0% |
| Smith County | 5 | 5 | 0 | 0.0% |
| Hinds County | 4 | 4 | 0 | 0.0% |
| Neshoba County | 3 | 3 | 0 | 0.0% |
| Simpson County | 2 | 2 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 111 applications in 2025, of which 107 were originated and 1 denied.
0.9% of all applications, or 0.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Bank of Forest's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology