Largest lenders in Rush County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | First Financial Bank | D | 93 | 67 | 19.4% | 6.00% |
| 2 | Rocket Mortgage | C | 38 | 25 | 18.4% | 6.75% |
| 3 | Beacon Credit Union | C | 35 | 27 | 2.9% | 7.00% |
| 4 | Gvc Mortgage | B | 25 | 19 | 0.0% | 6.75% |
| 5 | Newrez | D | 24 | 12 | 20.8% | 6.75% |
| 6 | BMO Bank | F | 21 | 11 | 28.6% | 8.33% |
| 7 | Citizens State Bank of New Castle, Indiana | D | 20 | 15 | 5.0% | 6.75% |
| 8 | United Shore Financial Services | B | 20 | 13 | 15.0% | 6.06% |
| 9 | Fifth Third Bank | D | 19 | 12 | 21.1% | 9.00% |
| 10 | Flagstar Bank | C | 18 | 6 | 11.1% | 7.72% |
| 11 | Centra Credit Union | A | 18 | 10 | 22.2% | 6.06% |
| 12 | Union Savings And Loan Association | B | 18 | 15 | 11.1% | — |
| 13 | Loandepot.Com | D | 17 | 12 | 23.5% | 7.31% |
| 14 | Mortgage Research Center | C | 15 | 8 | 6.7% | 5.99% |
| 15 | AmeriSave Mortgage | D | 13 | 4 | 38.5% | 6.19% |
| 16 | First Merchants Bank | C | 12 | 11 | 8.3% | 7.50% |
| 17 | PNC Bank | D | 12 | 6 | 41.7% | 6.63% |
| 18 | Freedom Mortgage | B | 11 | 4 | 27.3% | 6.31% |
| 19 | Broker Solutions | D | 11 | 4 | 0.0% | 6.75% |
| 20 | Pennymac Loan Services | C | 10 | 6 | 10.0% | 5.75% |
| 21 | JPMorgan Chase Bank | B | 10 | 6 | 20.0% | 6.69% |
| 22 | Guild Mortgage | A | 10 | 4 | 0.0% | 6.63% |
| 23 | Nationstar Mortgage | C | 9 | 5 | 22.2% | 7.38% |
| 24 | American Pacific Mortgage | C | 9 | 8 | 11.1% | 7.06% |
| 25 | Fairway Independent Mortgage | B | 8 | 5 | 12.5% | 6.50% |
Best approval odds in Rush County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | First Financial Bank | 86 | 20.9% |
What Rush County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Rush County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 555 | 333 | 19.6% | 7.13% | $105,000 |
| 2024 | 627 | 363 | 20.7% | 6.99% | $125,000 |
| 2025 | 698 | 419 | 17.6% | 6.75% | $125,000 |
Frequently asked questions
17.6% of applications in Rush County were denied in 2025, against 16.6% statewide in Indiana.
First Financial Bank, with 93 applications in 2025 and a denial rate of 19.4%.
The median mortgage application in Rush County in 2025 was for $125,000; the median property value on originated loans was $215,000.