Guild Mortgage in Indiana vs the state
3.8%Denial rate-12.73 pts vs state
4.6%Decision denial rate-15.52 pts vs state
74.3%Origination rate+12.04 pts vs state
6.63%Median rate-0.13 pts vs state
0.40Rate spread (pts)+0.04 pts vs state
$85kMedian applicant income
1,355Loans originated
70Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 302 | 214 | 2.7% | 7.25% | #142 |
| 2024 | 1,404 | 1,076 | 6.6% | 6.88% | #56 |
| 2025 | 1,824 | 1,355 | 3.8% | 6.63% | #46 |
What Guild Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Guild Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 480 | 364 | 20 | 4.2% |
| Hamilton County | 196 | 141 | 5 | 2.6% |
| Hancock County | 126 | 99 | 6 | 4.8% |
| Lake County | 124 | 88 | 6 | 4.8% |
| Tippecanoe County | 98 | 76 | 5 | 5.1% |
| Madison County | 97 | 80 | 1 | 1.0% |
| Johnson County | 78 | 55 | 1 | 1.3% |
| Porter County | 62 | 46 | 3 | 4.8% |
| Hendricks County | 44 | 33 | 2 | 4.5% |
| Henry County | 43 | 39 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 1,824 applications in 2025, of which 1,355 were originated and 70 denied.
3.8% of all applications, or 4.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Guild Mortgage originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Guild Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology