Union Savings And Loan Association in Indiana vs the state
11.5%Denial rate-5.12 pts vs state
11.7%Decision denial rate-8.48 pts vs state
80.1%Origination rate+17.87 pts vs state
—Median rate
—Rate spread (pts)
$77kMedian applicant income
133Loans originated
19Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 171 | 123 | 17.0% | 6.00% | #191 |
| 2024 | 172 | 123 | 9.3% | — | #206 |
| 2025 | 166 | 133 | 11.5% | — | #223 |
What Union Savings And Loan Association lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Union Savings And Loan Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fayette County | 88 | 68 | 11 | 12.5% |
| Rush County | 18 | 15 | 2 | 11.1% |
| Wayne County | 13 | 12 | 1 | 7.7% |
| Hancock County | 11 | 7 | 2 | 18.2% |
| Decatur County | 10 | 9 | 1 | 10.0% |
| Marion County | 4 | 3 | 1 | 25.0% |
| Franklin County | 4 | 4 | 0 | 0.0% |
| Ripley County | 3 | 3 | 0 | 0.0% |
| Shelby County | 3 | 2 | 0 | 0.0% |
| Bartholomew County | 2 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 166 applications in 2025, of which 133 were originated and 19 denied.
11.5% of all applications, or 11.7% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Union Savings And Loan Association's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology