Largest lenders in Dawson County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial Services | B | 186 | 148 | 5.9% | 6.25% |
| 2 | Rocket Mortgage | C | 128 | 101 | 14.8% | 6.63% |
| 3 | United Community Bank | B | 101 | 65 | 26.7% | 6.50% |
| 4 | Loandepot.Com | D | 101 | 83 | 10.9% | 4.99% |
| 5 | Trailblazer Mortgage | B | 74 | 62 | 5.4% | 5.99% |
| 6 | Unnamed lender 254900F4GAYA092QOZ09 | A | 71 | 57 | 0.0% | 6.63% |
| 7 | Pennymac Loan Services | C | 67 | 50 | 6.0% | 6.50% |
| 8 | Dhi Mortgage Company | B | 61 | 50 | 4.9% | 5.44% |
| 9 | Truist Bank | C | 56 | 34 | 28.6% | 6.63% |
| 10 | Freedom Mortgage | B | 49 | 18 | 12.2% | 6.13% |
| 11 | Fairway Independent Mortgage | B | 47 | 34 | 0.0% | 6.63% |
| 12 | Newrez | D | 39 | 15 | 12.8% | 6.88% |
| 13 | Ameris Bank | B | 35 | 26 | 0.0% | 6.50% |
| 14 | Crosscountry Mortgage | B | 32 | 24 | 0.0% | 6.62% |
| 15 | Regions Bank | C | 31 | 15 | 29.0% | 6.50% |
| 16 | Bank of America | F | 29 | 13 | 27.6% | 6.24% |
| 17 | NVR Mortgage Finance | B | 28 | 14 | 25.0% | 6.25% |
| 18 | Navy Federal Credit Union | D | 26 | 11 | 11.5% | 8.60% |
| 19 | Spring Eq | D | 24 | 5 | 54.2% | 9.50% |
| 20 | First Continental Mortgage | A | 23 | 17 | 0.0% | 6.25% |
| 21 | 21st Mortgage | F | 22 | 4 | 59.1% | 8.82% |
| 22 | Bank OZK | C | 20 | 11 | 35.0% | 5.99% |
| 23 | Premier Mortgage Resources | B | 20 | 17 | 0.0% | 6.25% |
| 24 | The Loan Store | B | 20 | 12 | 15.0% | 6.87% |
| 25 | Broker Solutions | D | 19 | 8 | 5.3% | 6.25% |
Best approval odds in Dawson County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Unnamed lender 254900F4GAYA092QOZ09 | 57 | 0.0% |
| 2 | Dhi Mortgage Company | 54 | 5.6% |
| 3 | Trailblazer Mortgage | 66 | 6.1% |
| 4 | United Shore Financial Services | 160 | 6.9% |
| 5 | Pennymac Loan Services | 54 | 7.4% |
| 6 | Loandepot.Com | 94 | 11.7% |
| 7 | Rocket Mortgage | 123 | 15.5% |
| 8 | United Community Bank | 97 | 27.8% |
| 9 | Truist Bank | 51 | 31.4% |
What Dawson County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dawson County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,884 | 1,177 | 15.5% | 6.88% | $295,000 |
| 2024 | 2,174 | 1,372 | 14.6% | 6.68% | $305,000 |
| 2025 | 2,094 | 1,341 | 13.5% | 6.49% | $335,000 |
Frequently asked questions
13.5% of applications in Dawson County were denied in 2025, against 19.2% statewide in Georgia.
United Shore Financial Services, with 186 applications in 2025 and a denial rate of 5.9%.
The median mortgage application in Dawson County in 2025 was for $335,000; the median property value on originated loans was $455,000.