The Loan Store in Georgia vs the state
14.1%Denial rate-5.16 pts vs state
15.7%Decision denial rate-9.36 pts vs state
63.1%Origination rate+9.01 pts vs state
6.99%Median rate+0.37 pts vs state
0.64Rate spread (pts)+0.37 pts vs state
$126kMedian applicant income
1,055Loans originated
235Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 333 | 191 | 18.0% | 7.38% | #166 |
| 2024 | 1,297 | 743 | 16.3% | 7.13% | #69 |
| 2025 | 1,672 | 1,055 | 14.1% | 6.99% | #56 |
What The Loan Store lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 280 | 193 | 33 | 11.8% |
| Fulton County | 213 | 127 | 30 | 14.1% |
| Cobb County | 152 | 84 | 27 | 17.8% |
| DeKalb County | 107 | 61 | 20 | 18.7% |
| Forsyth County | 92 | 59 | 10 | 10.9% |
| Cherokee County | 80 | 51 | 10 | 12.5% |
| Chatham County | 74 | 55 | 7 | 9.5% |
| Paulding County | 39 | 25 | 2 | 5.1% |
| Bartow County | 29 | 18 | 6 | 20.7% |
| Newton County | 27 | 16 | 4 | 14.8% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 1,672 applications in 2025, of which 1,055 were originated and 235 denied.
14.1% of all applications, or 15.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans The Loan Store originated in Georgia in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology