First Continental Mortgage in Georgia vs the state
0.7%Denial rate-18.55 pts vs state
0.9%Decision denial rate-24.18 pts vs state
74.0%Origination rate+19.91 pts vs state
6.13%Median rate-0.50 pts vs state
-0.09Rate spread (pts)-0.36 pts vs state
$114kMedian applicant income
111Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 62 | 48 | 0.0% | 6.38% | #391 |
| 2024 | 187 | 160 | 0.5% | 6.25% | #241 |
| 2025 | 150 | 111 | 0.7% | 6.13% | #279 |
What First Continental Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most First Continental Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chatham County | 78 | 51 | 1 | 1.3% |
| Dawson County | 23 | 17 | 0 | 0.0% |
| Cherokee County | 22 | 22 | 0 | 0.0% |
| Paulding County | 10 | 8 | 0 | 0.0% |
| Glynn County | 4 | 3 | 0 | 0.0% |
| Jackson County | 3 | 3 | 0 | 0.0% |
| Coweta County | 3 | 2 | 0 | 0.0% |
| Camden County | 2 | 2 | 0 | 0.0% |
| Cobb County | 2 | 1 | 0 | 0.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 150 applications in 2025, of which 111 were originated and 1 denied.
0.7% of all applications, or 0.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans First Continental Mortgage originated in Georgia in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are First Continental Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology