Trailblazer Mortgage · Georgia · 2025

Trailblazer Mortgage in Georgia: approval rate, denial rate and rates (2025)

Trailblazer Mortgage took 1,251 mortgage applications in Georgia in 2025, ranking #76 of 1,201 lenders active in the state. It originated 63.7% of them and denied 3.6% (5.3% of the applications it decided), against a statewide denial rate of 19.2%.

1.3kApplicationsin GA
5.3%Decision denial ratestate 25.1%
4.99%Median ratestate 6.63%
$315,000Median loanstate $235,000
$277MVolume18 counties

Trailblazer Mortgage in Georgia vs the state

3.6%Denial rate-15.62 pts vs state
5.3%Decision denial rate-19.74 pts vs state
63.7%Origination rate+9.62 pts vs state
4.99%Median rate-1.63 pts vs state
-1.13Rate spread (pts)-1.40 pts vs state
$88kMedian applicant income
797Loans originated
45Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,0207262.6%5.75%#77
20241,1708233.9%5.99%#77
20251,2517973.6%4.99%#76

What Trailblazer Mortgage lends in Georgia

By loan purpose

Home purchase 1,250 100% · 3.6% denied
Cash-out refinance 1 0% · 0.0% denied

By loan type

Conventional 323 26% · 3.7% denied
FHA 825 66% · 3.6% denied
VA 83 7% · 2.4% denied
USDA / RHS 20 2% · 5.0% denied

Why it denied Georgia applicants

Debt-to-income ratio 19 42%
Other 8 18%
Unverifiable information 7 16%
Employment history 6 13%
Credit history 4 9%
Insufficient cash 1 2%

Where in Georgia

Counties with the most Trailblazer Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Barrow County 27216012 4.4%
Douglas County 163888 4.9%
Fulton County 122791 0.8%
Henry County 120775 4.2%
Gwinnett County 86574 4.7%
Carroll County 86434 4.7%
Dawson County 74624 5.4%
Paulding County 71450 0.0%
Newton County 66373 4.5%
Spalding County 55301 1.8%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 1,251 applications in 2025, of which 797 were originated and 45 denied.

3.6% of all applications, or 5.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Trailblazer Mortgage originated in Georgia in 2025 was 4.99%, against a statewide median of 6.63%.

About this data. Figures are Trailblazer Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology