Zillow Home Loans · New Hampshire · 2025

Zillow Home Loans in New Hampshire: approval rate, denial rate and rates (2025)

Zillow Home Loans took 25 mortgage applications in New Hampshire in 2025, ranking #177 of 535 lenders active in the state. It originated 80.0% of them and denied 8.0% (9.1% of the applications it decided), against a statewide denial rate of 16.5%.

25Applicationsin NH
9.1%Decision denial ratestate 20.3%
6.69%Median ratestate 6.82%
$305,000Median loanstate $265,000
$6.9MVolume9 counties

Zillow Home Loans in New Hampshire vs the state

8.0%Denial rate-8.49 pts vs state
9.1%Decision denial rate-11.18 pts vs state
80.0%Origination rate+18.29 pts vs state
6.69%Median rate-0.13 pts vs state
0.41Rate spread (pts)+0.17 pts vs state
$98kMedian applicant income
20Loans originated
2Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202325204.0%7.19%#144
202423188.7%6.88%#171
202525208.0%6.69%#177

What Zillow Home Loans lends in New Hampshire

By loan purpose

Home purchase 25 100% · 8.0% denied

By loan type

Conventional 22 88% · 9.1% denied
FHA 2 8% · 0.0% denied
VA 1 4% · 0.0% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 2 100%

Where in New Hampshire

Counties with the most Zillow Home Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Merrimack County 640 0.0%
Hillsborough County 650 0.0%
Cheshire County 330 0.0%
Rockingham County 330 0.0%
Sullivan County 220 0.0%
Grafton County 211 50.0%
Coos County 110 0.0%
Belknap County 101 100.0%
Strafford County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 25 applications in 2025, of which 20 were originated and 2 denied.

8.0% of all applications, or 9.1% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Zillow Home Loans originated in New Hampshire in 2025 was 6.69%, against a statewide median of 6.82%.

About this data. Figures are Zillow Home Loans's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology