Wells Fargo Bank · New Hampshire · 2025

Wells Fargo Bank in New Hampshire: approval rate, denial rate and rates (2025)

Wells Fargo Bank took 146 mortgage applications in New Hampshire in 2025, ranking #69 of 535 lenders active in the state. It originated 57.5% of them and denied 15.1% (20.8% of the applications it decided), against a statewide denial rate of 16.5%.

146Applicationsin NH
20.8%Decision denial ratestate 20.3%
6.38%Median ratestate 6.82%
$275,000Median loanstate $265,000
$102MVolume10 counties

Wells Fargo Bank in New Hampshire vs the state

15.1%Denial rate-1.42 pts vs state
20.8%Decision denial rate+0.48 pts vs state
57.5%Origination rate-4.18 pts vs state
6.38%Median rate-0.45 pts vs state
0.07Rate spread (pts)-0.17 pts vs state
$142kMedian applicant income
84Loans originated
22Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231949525.3%6.38%#48
20241386025.4%6.63%#62
20251468415.1%6.38%#69

What Wells Fargo Bank lends in New Hampshire

By loan purpose

Home purchase 63 43% · 4.8% denied
Refinance 16 11% · 25.0% denied
Cash-out refinance 58 40% · 17.2% denied
Home improvement 4 3% · 75.0% denied
Other / HELOC 5 3% · 40.0% denied

By loan type

Conventional 137 94% · 13.9% denied
FHA 7 5% · 42.9% denied
VA 2 1% · 0.0% denied

Why it denied New Hampshire applicants

Collateral 9 41%
Debt-to-income ratio 9 41%
Incomplete application 1 5%
Unverifiable information 1 5%
Insufficient cash 1 5%
Credit history 1 5%

Where in New Hampshire

Counties with the most Wells Fargo Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rockingham County 38234 10.5%
Hillsborough County 31204 12.9%
Strafford County 16122 12.5%
Carroll County 1544 26.7%
Merrimack County 1492 14.3%
Grafton County 1144 36.4%
Belknap County 961 11.1%
Cheshire County 720 0.0%
Sullivan County 321 33.3%
Coos County 220 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 146 applications in 2025, of which 84 were originated and 22 denied.

15.1% of all applications, or 20.8% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Wells Fargo Bank originated in New Hampshire in 2025 was 6.38%, against a statewide median of 6.82%.

About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology