Valon Mortgage in Wisconsin vs the state
18.1%Denial rate+4.05 pts vs state
22.8%Decision denial rate+6.45 pts vs state
55.6%Origination rate-12.59 pts vs state
7.80%Median rate+1.17 pts vs state
1.48Rate spread (pts)+1.36 pts vs state
$100kMedian applicant income
40Loans originated
13Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 15 | 6 | 40.0% | 6.38% | #436 |
| 2025 | 72 | 40 | 18.1% | 7.80% | #294 |
What Valon Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 17 | 7 | 4 | 23.5% |
| Waukesha County | 7 | 4 | 1 | 14.3% |
| Outagamie County | 5 | 4 | 0 | 0.0% |
| Brown County | 5 | 4 | 0 | 0.0% |
| Manitowoc County | 4 | 2 | 0 | 0.0% |
| Ozaukee County | 3 | 3 | 0 | 0.0% |
| Kenosha County | 3 | 1 | 0 | 0.0% |
| Racine County | 3 | 2 | 1 | 33.3% |
| Dodge County | 2 | 1 | 1 | 50.0% |
| Dane County | 2 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 72 applications in 2025, of which 40 were originated and 13 denied.
18.1% of all applications, or 22.8% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Valon Mortgage originated in Wisconsin in 2025 was 7.80%, against a statewide median of 6.63%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology