USAA Federal Savings Bank in New Hampshire vs the state
21.9%Denial rate+5.41 pts vs state
31.3%Decision denial rate+10.98 pts vs state
47.5%Origination rate-14.26 pts vs state
6.38%Median rate-0.45 pts vs state
-0.23Rate spread (pts)-0.47 pts vs state
$140kMedian applicant income
65Loans originated
30Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 121 | 59 | 22.3% | 6.50% | #66 |
| 2024 | 141 | 79 | 23.4% | 6.38% | #61 |
| 2025 | 137 | 65 | 21.9% | 6.38% | #72 |
What USAA Federal Savings Bank lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most USAA Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 32 | 12 | 10 | 31.3% |
| Rockingham County | 24 | 10 | 7 | 29.2% |
| Strafford County | 16 | 9 | 5 | 31.3% |
| Grafton County | 12 | 8 | 3 | 25.0% |
| Belknap County | 11 | 5 | 0 | 0.0% |
| Cheshire County | 10 | 5 | 1 | 10.0% |
| Sullivan County | 9 | 5 | 0 | 0.0% |
| Merrimack County | 8 | 4 | 0 | 0.0% |
| Carroll County | 8 | 6 | 1 | 12.5% |
| Coos County | 7 | 1 | 3 | 42.9% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 137 applications in 2025, of which 65 were originated and 30 denied.
21.9% of all applications, or 31.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans USAA Federal Savings Bank originated in New Hampshire in 2025 was 6.38%, against a statewide median of 6.82%.
About this data. Figures are USAA Federal Savings Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology