United Trust Bank in Louisiana vs the state
27.3%Denial rate+5.10 pts vs state
28.6%Decision denial rate+0.42 pts vs state
68.2%Origination rate+16.21 pts vs state
6.50%Median rate-0.13 pts vs state
0.45Rate spread (pts)+0.10 pts vs state
$77kMedian applicant income
15Loans originated
6Denied
What United Trust Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most United Trust Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 3 | 2 | 0 | 0.0% |
| Caddo Parish | 3 | 2 | 1 | 33.3% |
| Vernon Parish | 2 | 2 | 0 | 0.0% |
| Calcasieu Parish | 2 | 1 | 1 | 50.0% |
| Jefferson Parish | 2 | 2 | 0 | 0.0% |
| Beauregard Parish | 1 | 0 | 1 | 100.0% |
| East Baton Rouge Parish | 1 | 1 | 0 | 0.0% |
| Ascension Parish | 1 | 0 | 1 | 100.0% |
| Bossier Parish | 1 | 1 | 0 | 0.0% |
| Jefferson Davis Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 22 applications in 2025, of which 15 were originated and 6 denied.
27.3% of all applications, or 28.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans United Trust Bank originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are United Trust Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology