UBS Bank USA in Wisconsin vs the state
4.0%Denial rate-10.01 pts vs state
4.6%Decision denial rate-11.81 pts vs state
84.0%Origination rate+15.85 pts vs state
5.88%Median rate-0.75 pts vs state
-0.07Rate spread (pts)-0.19 pts vs state
$460kMedian applicant income
21Loans originated
1Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 10 | 8.3% | 6.00% | #452 |
| 2024 | 14 | 11 | 7.1% | 6.75% | #452 |
| 2025 | 25 | 21 | 4.0% | 5.88% | #395 |
What UBS Bank USA lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most UBS Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Waukesha County | 5 | 5 | 0 | 0.0% |
| Dane County | 4 | 2 | 0 | 0.0% |
| Milwaukee County | 3 | 3 | 0 | 0.0% |
| Vilas County | 3 | 2 | 1 | 33.3% |
| Polk County | 2 | 1 | 0 | 0.0% |
| Walworth County | 2 | 2 | 0 | 0.0% |
| Outagamie County | 1 | 1 | 0 | 0.0% |
| Brown County | 1 | 1 | 0 | 0.0% |
| Bayfield County | 1 | 1 | 0 | 0.0% |
| Crawford County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 25 applications in 2025, of which 21 were originated and 1 denied.
4.0% of all applications, or 4.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans UBS Bank USA originated in Wisconsin in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are UBS Bank USA's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology