Total Mortgage Services in New Hampshire vs the state
3.7%Denial rate-12.75 pts vs state
4.5%Decision denial rate-15.81 pts vs state
79.8%Origination rate+18.09 pts vs state
6.63%Median rate-0.20 pts vs state
0.27Rate spread (pts)+0.03 pts vs state
$128kMedian applicant income
320Loans originated
15Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 191 | 153 | 3.1% | 6.75% | #49 |
| 2024 | 216 | 185 | 0.9% | 6.88% | #45 |
| 2025 | 401 | 320 | 3.7% | 6.63% | #40 |
What Total Mortgage Services lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Total Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 161 | 130 | 5 | 3.1% |
| Hillsborough County | 120 | 97 | 6 | 5.0% |
| Merrimack County | 28 | 25 | 1 | 3.6% |
| Strafford County | 28 | 18 | 0 | 0.0% |
| Belknap County | 23 | 19 | 0 | 0.0% |
| Cheshire County | 14 | 11 | 2 | 14.3% |
| Carroll County | 14 | 12 | 1 | 7.1% |
| Grafton County | 9 | 5 | 0 | 0.0% |
| Coos County | 2 | 2 | 0 | 0.0% |
| Sullivan County | 2 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 401 applications in 2025, of which 320 were originated and 15 denied.
3.7% of all applications, or 4.5% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Total Mortgage Services originated in New Hampshire in 2025 was 6.63%, against a statewide median of 6.82%.
About this data. Figures are Total Mortgage Services's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology