Third Federal Savings and Loan Association of Cleveland in Wisconsin vs the state
44.4%Denial rate+30.43 pts vs state
47.6%Decision denial rate+31.26 pts vs state
46.7%Origination rate-21.48 pts vs state
6.99%Median rate+0.37 pts vs state
-0.26Rate spread (pts)-0.38 pts vs state
$146kMedian applicant income
21Loans originated
20Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 57 | 24 | 50.9% | 7.24% | #290 |
| 2024 | 89 | 45 | 39.3% | 7.49% | #254 |
| 2025 | 45 | 21 | 44.4% | 6.99% | #341 |
What Third Federal Savings and Loan Association of Cleveland lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Third Federal Savings and Loan Association of Cleveland applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Waukesha County | 8 | 3 | 5 | 62.5% |
| Milwaukee County | 6 | 3 | 3 | 50.0% |
| Sheboygan County | 3 | 2 | 0 | 0.0% |
| Dane County | 2 | 0 | 2 | 100.0% |
| Kenosha County | 2 | 2 | 0 | 0.0% |
| Walworth County | 2 | 1 | 1 | 50.0% |
| Oneida County | 2 | 1 | 0 | 0.0% |
| Washington County | 2 | 0 | 2 | 100.0% |
| Vilas County | 2 | 1 | 1 | 50.0% |
| Sauk County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 45 applications in 2025, of which 21 were originated and 20 denied.
44.4% of all applications, or 47.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Third Federal Savings and Loan Association of Cleveland originated in Wisconsin in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Third Federal Savings and Loan Association of Cleveland's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology