The Park Bank in Wisconsin vs the state
7.9%Denial rate-6.09 pts vs state
9.2%Decision denial rate-7.20 pts vs state
76.7%Origination rate+8.58 pts vs state
6.50%Median rate-0.13 pts vs state
-0.03Rate spread (pts)-0.15 pts vs state
$157kMedian applicant income
465Loans originated
48Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 478 | 394 | 6.3% | 6.50% | #80 |
| 2024 | 430 | 331 | 7.0% | 6.50% | #93 |
| 2025 | 606 | 465 | 7.9% | 6.50% | #78 |
What The Park Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most The Park Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dane County | 516 | 397 | 44 | 8.5% |
| Columbia County | 15 | 12 | 0 | 0.0% |
| Rock County | 13 | 8 | 2 | 15.4% |
| Sauk County | 12 | 8 | 1 | 8.3% |
| Waukesha County | 7 | 7 | 0 | 0.0% |
| Jefferson County | 5 | 4 | 0 | 0.0% |
| Green County | 5 | 4 | 0 | 0.0% |
| Milwaukee County | 4 | 2 | 0 | 0.0% |
| Door County | 4 | 2 | 1 | 25.0% |
| Oneida County | 2 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 606 applications in 2025, of which 465 were originated and 48 denied.
7.9% of all applications, or 9.2% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans The Park Bank originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are The Park Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology