The Loan Store · New Hampshire · 2025

The Loan Store in New Hampshire: approval rate, denial rate and rates (2025)

The Loan Store took 54 mortgage applications in New Hampshire in 2025, ranking #118 of 535 lenders active in the state. It originated 51.9% of them and denied 13.0% (16.7% of the applications it decided), against a statewide denial rate of 16.5%.

54Applicationsin NH
16.7%Decision denial ratestate 20.3%
6.63%Median ratestate 6.82%
$325,000Median loanstate $265,000
$9.6MVolume9 counties

The Loan Store in New Hampshire vs the state

13.0%Denial rate-3.53 pts vs state
16.7%Decision denial rate-3.60 pts vs state
51.9%Origination rate-9.86 pts vs state
6.63%Median rate-0.20 pts vs state
0.24Rate spread (pts)+0.01 pts vs state
$124kMedian applicant income
28Loans originated
7Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202419810.5%9.24%#195
2025542813.0%6.63%#118

What The Loan Store lends in New Hampshire

By loan purpose

Home purchase 25 46% · 4.0% denied
Refinance 3 6% · 0.0% denied
Cash-out refinance 16 30% · 18.8% denied
Home improvement 2 4% · 0.0% denied
Other / HELOC 8 15% · 37.5% denied

By loan type

Conventional 51 94% · 11.8% denied
FHA 3 6% · 33.3% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 3 43%
Collateral 2 29%
Insufficient cash 1 14%
Credit history 1 14%

Where in New Hampshire

Counties with the most The Loan Store applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 27132 7.4%
Merrimack County 531 20.0%
Rockingham County 521 20.0%
Strafford County 440 0.0%
Grafton County 412 50.0%
Sullivan County 311 33.3%
Carroll County 320 0.0%
Coos County 220 0.0%
Belknap County 100 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 54 applications in 2025, of which 28 were originated and 7 denied.

13.0% of all applications, or 16.7% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans The Loan Store originated in New Hampshire in 2025 was 6.63%, against a statewide median of 6.82%.

About this data. Figures are The Loan Store's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology