The Honesdale National Bank in Pennsylvania vs the state
4.2%Denial rate-14.14 pts vs state
4.5%Decision denial rate-17.75 pts vs state
87.2%Origination rate+26.28 pts vs state
7.50%Median rate+0.88 pts vs state
0.24Rate spread (pts)0.00 pts vs state
$112kMedian applicant income
588Loans originated
28Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 562 | 480 | 6.6% | 8.00% | #128 |
| 2024 | 504 | 432 | 3.8% | 8.00% | #146 |
| 2025 | 674 | 588 | 4.2% | 7.50% | #131 |
What The Honesdale National Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most The Honesdale National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 217 | 185 | 8 | 3.7% |
| Lackawanna County | 198 | 182 | 3 | 1.5% |
| Luzerne County | 125 | 104 | 11 | 8.8% |
| Pike County | 73 | 63 | 3 | 4.1% |
| Susquehanna County | 41 | 35 | 2 | 4.9% |
| Monroe County | 7 | 6 | 1 | 14.3% |
| Carbon County | 5 | 5 | 0 | 0.0% |
| Columbia County | 3 | 3 | 0 | 0.0% |
| Wyoming County | 2 | 2 | 0 | 0.0% |
| Montour County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 674 applications in 2025, of which 588 were originated and 28 denied.
4.2% of all applications, or 4.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans The Honesdale National Bank originated in Pennsylvania in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are The Honesdale National Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology