Sun West Mortgage Company · Wisconsin · 2025

Sun West Mortgage Company in Wisconsin: approval rate, denial rate and rates (2025)

Sun West Mortgage Company took 117 mortgage applications in Wisconsin in 2025, ranking #235 of 938 lenders active in the state. It originated 46.2% of them and denied 20.5% (24.5% of the applications it decided), against a statewide denial rate of 14.0%.

117Applicationsin WI
24.5%Decision denial ratestate 16.4%
6.63%Median ratestate 6.63%
$255,000Median loanstate $165,000
$16MVolume32 counties

Sun West Mortgage Company in Wisconsin vs the state

20.5%Denial rate+6.50 pts vs state
24.5%Decision denial rate+8.13 pts vs state
46.2%Origination rate-22.00 pts vs state
6.63%Median rate0.00 pts vs state
0.34Rate spread (pts)+0.22 pts vs state
$91kMedian applicant income
54Loans originated
24Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231035319.4%6.85%#213
2024874613.8%6.88%#256
20251175420.5%6.63%#235

What Sun West Mortgage Company lends in Wisconsin

By loan purpose

Home purchase 51 44% · 13.7% denied
Refinance 20 17% · 20.0% denied
Cash-out refinance 45 38% · 28.9% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 30 26% · 6.7% denied
FHA 61 52% · 27.9% denied
VA 26 22% · 19.2% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 9 38%
Credit history 8 33%
Other 4 17%
Collateral 3 13%

Where in Wisconsin

Counties with the most Sun West Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 412110 24.4%
Waukesha County 1380 0.0%
Racine County 850 0.0%
Washington County 715 71.4%
Rock County 521 20.0%
Brown County 530 0.0%
Manitowoc County 300 0.0%
Dane County 301 33.3%
Monroe County 210 0.0%
Kenosha County 201 50.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 117 applications in 2025, of which 54 were originated and 24 denied.

20.5% of all applications, or 24.5% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Sun West Mortgage Company originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology